Planning for bad things? Totally stinks. Like hate it.
A couple of years ago, Mr. Serious and I sat down and wrote our wills. Ugh, I hate even thinking about it. Thinking about anything happening to us and leaving our girls without us is terrifying. (Note to selves, go update your will, you need to include E. She’d appreciate it.)
We did something that probably would make most people cringe. We set up our will, and put a person or persons as the girls guardians, and didn’t tell them. Gasp. We didn’t ask them, we just did it. (And, if you think it’s you, or not you, don’t ask. We won’t tell you. And hopefully, you ever, ever, ever know!)
For a couple reasons. We didn’t want any family members or friends to have their feelings hurt. And, we pray that it never comes to that.
In the event that something does happen, fortunately, we’ve budgeted for life insurance for both of us. It’s tougher making sure we keep it at the right amount now that I’m working from home, but we make it a priority.
So the person or persons that would get the kids should it ever come to that, will be okay and the girls will be taken care of.
The thought of this is seriously giving me the icks, but I know it’s important for us to do as parents. Do you have life insurance for yourselves? Even more icky to think about, do you have it for your kids?
*Links provided by Genworth Financial. All thoughts are my own.